Best Student Referral Codes

Banking apps like Monzo and Revolut are great for students because they offer free sign-up bonuses with no deposit required. Investment apps like Trading 212 and Freetrade give free shares worth up to £200. Many students earn £100+ in their first week.

Many referral offers require no deposit at all — just a free sign-up. Some offers require a small deposit (often just £1) which you can withdraw immediately. We clearly mark which offers are deposit-free so you can focus on those.

Yes, several UK banks offer bonuses specifically for student accounts or that work alongside student accounts. Monzo, Revolut, and Chase all offer referral bonuses regardless of account type, making them ideal for students.

Most UK referral codes require a UK address and the right to reside in the UK. International students studying in the UK with a valid UK address can use most offers. Some banking apps require a UK passport or BRP card for identity verification.

In the UK, casual referral bonuses are generally not considered taxable income. Students are also covered by the personal allowance (£12,570 for 2025/26). Unless you earn significant amounts from referrals, you're unlikely to owe any tax.